Knowledge Base
Frequently Asked
Frequently Asked
Questions
Everything you need to know about using FlowRupee for daily expense tracking, bank SMS sync, and friend bill splitting.
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SMS Automations
How does Bank SMS Automation work in FlowRupee?
FlowRupee includes an intelligent on-device regex engine. When your bank sends a debit alert for a UPI, card, or ATM withdrawal, FlowRupee reads the SMS locally, extracts the merchant, amount, and date, and queues it in your review deck—eliminating manual typing.
Which Indian banks and payment apps are supported?
FlowRupee supports all major Indian Scheduled Commercial Banks including SBI, HDFC, ICICI, Axis, Kotak, Bank of Baroda, PNB, Canara Bank, IDFC FIRST, as well as UPI apps like Google Pay, PhonePe, and Paytm.
Does the SMS engine read my personal text messages or OTPs?
Never. FlowRupee exclusively filters official bank sender codes (e.g. SBINB, HDFCBK, ICICIB). Messages containing OTPs, one-time passwords, or personal chats from friends are completely ignored and never stored.
How does the duplicate merge engine work?
If a transaction triggers both an SMS alert and a push notification, or if you logged it manually, FlowRupee matches timestamp, merchant, and amount to ensure your monthly expenses are never counted twice.
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Split Bills with Friends
Are there any limits on daily bill splits like Splitwise?
No! FlowRupee provides 100% free, unlimited group and individual bill splitting with zero daily entry caps and zero countdown timers.
How do the different split methods work?
FlowRupee gives you 3 flexible split methods: Equally (=) to divide the bill evenly, Exact Amount (₹) to enter specific rupee amounts per person, and Percentage (%) to split proportionally. You can also toggle "Paid for Friends (100%)" when covering the entire amount on behalf of friends.
How does the Requests Hub work for bill splitting?
The Requests Hub is your central dashboard for all split invites. You can view "Sent" and "Received" requests, see who is awaiting response, and track completed settlements marked as Settled or Declined.
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Multi-Accounts & Wallets
What types of accounts can I track inside FlowRupee?
You can add Physical Cash in Hand, Bank Savings/Current Accounts (HDFC, SBI, ICICI, etc.), and Credit Cards, giving you an accurate total net balance.
How do ATM cash withdrawals work?
You can record inter-account transfers (e.g., from your HDFC Bank account to your Cash wallet) with zero double-counting in your monthly expense analytics.
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Goal Planner & Savings
How does the Goal Planner help me save?
You can create concrete milestones—such as an Emergency Fund, New Smartphone, Bike, or Vacation. Allocate monthly contributions and watch live progress rings forecast your target completion date.
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Security & Privacy
Where is my transaction data stored?
All data is stored locally in an encrypted SQLite database on your Android device. No financial records are ever uploaded to remote cloud servers.
Can I lock the app with my fingerprint?
Yes. FlowRupee integrates with the official Android BiometricPrompt API, supporting Fingerprint scanner and Face Unlock.
Does FlowRupee display ads or sell my data?
Zero ads. FlowRupee does not serve third-party ads and never sells user transaction histories to loan brokers or marketing agencies.
Still have questions?
Our support team is here to help with any inquiries about the app or features.