Privacy Policy — FlowRupee (Android Play Store Compliance)

Our Privacy Pledge: FlowRupee is built with an offline-first architecture. We do NOT display third-party advertisements and we NEVER sell your financial transactions, phone contacts, or personal information to loan brokers or marketing entities.

1. About FlowRupee

FlowRupee helps users record income and expenses, organize financial budgets and goals, and manage shared group expenses with friends and roommates. Some features allow users to scan QR codes or open external UPI apps (Google Pay, PhonePe, Paytm, BHIM). FlowRupee is a record-keeping tool.

2. Device Permissions We May Request & Why

Contacts Permission (android.permission.READ_CONTACTS): Used solely to help you find friends and split expenses with people you know in the "Split Bills, Stay Friends" feature. Your contact book is never uploaded to public directories or sold.
Camera Permission (android.permission.CAMERA): Used strictly to scan physical or digital UPI QR codes via the in-app scanner to facilitate rapid payment routing.
SMS Permissions (READ_SMS / RECEIVE_SMS - Optional): Used exclusively on-device to detect incoming bank transactional SMS for rapid one-tap expense logging. You can disable this permission at any time in App Settings.
Biometric Authentication: Uses your device's native fingerprint or Face Unlock hardware locally to secure the app from unauthorized access.

3. Local Storage & Security Safeguards

FlowRupee primarily stores your expense logs and accounts locally in a secure device SQLite database. We employ industry-standard encryption practices to safeguard any optional synchronized data in transit (TLS 1.3).

4. Retention and Account Deletion

In strict adherence with Google Play Developer Policies, users can request complete and permanent deletion of their account and all associated data at any time:

To delete your account:

Visit our dedicated web deletion page at /delete-account or email our support desk at [email protected] or [email protected] with "Account Deletion Request" in the subject line. Requests are processed within 7–14 business days.

5. UPI and Third-Party Payment Apps

FlowRupee facilitates deep-linking to external authorized UPI payment applications. FlowRupee does not process payments directly and never requests or stores your secret UPI PIN, debit card PIN, or netbanking passwords.

6. Contact Information

If you have questions regarding this Privacy Policy or data handling practices, please contact:

JiApps — FlowRupee
Email: [email protected] / [email protected]
Website: https://flowrupee.com